What is App Stack Builder?

App Stack Builder is a free AI-powered tool that helps founders and developers choose the right tech stack for their projects based on budget, app type, team size, and skill level.

What is the best tech stack for SaaS in 2026?

The best tech stack for SaaS in 2026 typically includes Next.js 16 for frontend, Supabase for database and auth, Vercel for hosting, Stripe for payments, and PostHog for analytics. App Stack Builder can generate a personalized recommendation based on your specific budget and requirements.

Is App Stack Builder free to use?

Yes, App Stack Builder is completely free to use. You can generate unlimited tech stack recommendations without any cost.

What types of apps can I build with the recommended stacks?

App Stack Builder supports various app types including SaaS applications, web apps, mobile apps, e-commerce stores, internal tools, and AI/ML products.

How much does a SaaS tech stack cost per month?

A modern SaaS tech stack can cost anywhere from $0-50/month for bootstrapped startups using free tiers, $100-300/month for growth-stage startups, to $500+/month for enterprise-ready infrastructure. App Stack Builder helps you find the best tools within your specific budget.

What is the best tech stack for solo founders?

For solo founders, we recommend Next.js + Vercel (free), Supabase (free tier), Supabase Auth (free), Stripe (pay as you go), and Plausible or PostHog for analytics. This stack can run your entire SaaS for under $50/month.

Can I export my tech stack recommendations?

Yes, you can export your tech stack recommendations as a PDF document or copy them to your clipboard. You can also share a link to your stack with others.

Payment Gateway

The 7 Best Razorpay Alternatives in 2026

Name: App Stack Builder
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Looking for an alternative to Razorpay? Below we compare the best payment gateway alternatives by pricing, free tiers, and what each is best for — so you can pick the right fit for your budget and stack.

Why look for a Razorpay alternative?

Razorpay is a solid payment gateway choice, but it isn't the right fit for everyone. The most common reasons teams evaluate alternatives:

−Gateway, not merchant of record
−India-focused
−You handle tax compliance

Razorpay vs Alternatives — Quick Comparison

Tool	Pricing	Free tier	Rating	Best for
RazorpayYou searched	Free		4.4	Payment Gateway — gateway, india
Polar	Free · paid from $20/mo		4.5	Payment Gateway — merchant-of-record, saas
Chargebee	Free		4.3	Payment Gateway — billing, subscriptions
Square	Free · paid from $49/mo		4.3	Payment Gateway — pos, in-person
Lemon Squeezy	Usage-based	—	—	Payment Gateway
Paddle	Usage-based	—	—	Payment Gateway
PayPal / Braintree	Usage-based	—	—	Payment Gateway
Stripe	Usage-based	—	—	Payment Gateway

Top Razorpay Alternatives, Explained

1. Polar

Free tier4.5· Free · paid from $20/mo

Polar is a developer-first merchant of record (MoR) built for SaaS and digital products. It handles global sales tax/VAT, subscriptions, license keys, and entitlements with a clean API. In 2026 it moved to a tiered model: the free Starter plan is 5% + 50¢ per transaction, with paid plans lowering the rate.

Merchant of record (offloads tax/VAT)
Great developer experience
Built for SaaS & digital goods

Polar pricing & review Razorpay vs Polar

2. Chargebee

Free tier4.3· Free

Chargebee is subscription billing and revenue management infrastructure that sits on top of Stripe or another gateway, handling recurring billing, dunning, invoicing, and revenue ops. It is not a merchant of record. The Starter plan is free up to $250K in lifetime billing, then 0.75% on overage.

Powerful subscription/revenue ops
Generous free starter tier
Integrates with major gateways

Chargebee pricing & review Razorpay vs Chargebee

3. Square

Free tier4.3· Free · paid from $49/mo

Square is an all-in-one commerce platform for in-person and online payments, with POS hardware, invoicing, online checkout, and a free base plan. Fees are 2.6% + 15¢ in person and 3.3% + 30¢ for online/invoice card payments.

Great for in-person + online
No monthly base fee
Hardware ecosystem

Square pricing & review Razorpay vs Square

4. Lemon Squeezy

· Usage-based

Lemon Squeezy is a Merchant of Record platform designed for creators and SaaS founders selling digital products. It handles payments, subscriptions, VAT/GST compliance, fraud protection, and basic email marketing.

Lemon Squeezy pricing & review

5. Paddle

· Usage-based

Paddle acts as a Merchant of Record, handling payments, subscriptions, invoicing, VAT/GST compliance, and fraud. It is designed primarily for SaaS companies selling globally without managing tax or legal complexity.

Paddle pricing & review

6. PayPal / Braintree

· Usage-based

Braintree (a PayPal service) provides flexible payment APIs for cards, PayPal, wallets, and local payment methods. It is widely used by marketplaces and subscription-based businesses.

PayPal / Braintree pricing & review

7. Stripe

· Usage-based

Stripe provides APIs and tools for online payments, subscriptions, invoicing, fraud prevention, and financial operations. It supports businesses of all sizes with usage-based pricing and enterprise custom plans.

Stripe pricing & review

Frequently Asked Questions

What are the best alternatives to Razorpay in 2026?⌄

The best Razorpay alternatives in 2026 are Polar, Chargebee, Square, Lemon Squeezy, Paddle. Each is a payment gateway option you can compare on pricing, free tiers, and features in the table above.

Is there a free alternative to Razorpay?⌄

Yes — Polar, Chargebee, Square offer free tiers, making them strong free Razorpay alternatives for bootstrapped startups.

Why look for a Razorpay alternative?⌄

A common reason teams switch is gateway, not merchant of record. Beyond that, people compare payment gateway tools on pricing, specific feature gaps, ease of use, and whether an open-source or free-tier option exists — so they can pick the best fit for their stack and budget.

What is the cheapest Razorpay alternative?⌄

Polar is among the most affordable Razorpay alternatives — free · paid from $20/mo. Check the comparison table above for the full pricing breakdown.

Which Razorpay alternative is rated highest?⌄

Polar is the highest-rated Razorpay alternative in our catalog at 4.5 out of 5, making it a strong pick if you want a well-reviewed option.

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