Solo FoundersIndie HackersUpdated Jan 25, 2026โ€ข15 min read

Solo Founder Tech Stack 2026: Build Your MVP for Under $50/month

You don't need a huge budget to build a successful startup. Here's the complete guide to choosing the right tools as a solo founder, indie hacker, or bootstrapped entrepreneur โ€” with stacks for every budget.

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$0
Free Stack
$25
Budget Stack
$50
Pro Stack

๐Ÿ“‘ What's Covered

Why This Guide for Solo Founders?

Being a solo founder in 2026 is both exciting and challenging. You wear every hat โ€” developer, designer, marketer, and CEO. The tools you choose can make or break your productivity and runway.

The good news? The ecosystem has never been better for bootstrapped founders. Free tiers are generous, AI tools are powerful, and you can genuinely build a profitable SaaS for under $50/month in infrastructure costs.

๐Ÿ’ก Pro Tip: Don't optimize for cost alone. Your time is valuable. Sometimes paying $20/month for a tool that saves you 10 hours is the best investment you'll make.

The $0/month Stack (Completely Free)

Yes, you can build and launch a real product for $0/month. These free tiers are genuinely usable for early-stage startups:

Cursor or Google Antigravity
Cursor or Google AntigravityAI Coding

Cursor: 2K completions/mo | Google Antigravity: Unlimited (preview)

Free
Next.js 16
Next.js 16Framework

Open source, React framework with App Router

Free
shadcn/ui + Tailwind
shadcn/ui + TailwindUI Components

Copy-paste components, fully customizable

Free
Supabase
SupabaseDatabase + Auth

500MB DB, auth, 1GB storage, realtime

Free
Vercel
VercelHosting

100GB bandwidth, serverless functions, cron jobs

Free
Resend
ResendEmail

3,000 emails/month, 1 domain

Free
Stripe
StripePayments

No monthly fee, 2.9% + 30ยข per transaction

Free
PostHog
PostHogAnalytics

1 million events/month, session replay

Free
Sentry
SentryError Monitoring

5K errors/month, performance monitoring

Free
GitHub
GitHubVersion Control

Unlimited repos, GitHub Actions CI/CD

Free
Figma
FigmaDesign

3 projects, unlimited personal files

Free

โœ… Total Cost: $0/month

Perfect for: MVPs, side projects, validating ideas before investing.

โš ๏ธ Free tier caveats: Supabase pauses inactive projects after 7 days. Vercel has 10-second function timeout. Plan to upgrade when you get paying users.

The $25/month Stack (Budget Bootstrapper)

Once you're generating revenue or serious about building, $25/month unlocks significant upgrades. Here's the complete stack:

Cursor Pro or Google Antigravity
Cursor Pro or Google AntigravityAI Coding

Cursor Pro: Unlimited | Google Antigravity: Free (preview)

$20 or Free
Next.js 16
Next.js 16Framework

Open source, React framework

Free
shadcn/ui + Tailwind
shadcn/ui + TailwindUI Components

Copy-paste components

Free
Supabase
SupabaseDatabase + Auth

500MB DB, auth, storage, realtime

Free
Vercel Hobby
Vercel HobbyHosting

100GB bandwidth, cron jobs

Free
Resend
ResendEmail

3,000 emails/month

Free
Stripe
StripePayments

2.9% + 30ยข per transaction

Free
PostHog
PostHogAnalytics

1M events, session replay, feature flags

Free
Sentry
SentryError Monitoring

5K errors/month

Free
GitHub
GitHubVersion Control

Unlimited repos, CI/CD

Free

๐Ÿ’ฐ Total Cost: $0-20/month

Use Google Antigravity (free) or invest in Cursor Pro for more stability.

AI Coding choice: Google Antigravity is free during public preview with generous limits and access to multiple AI models. If you prefer a more mature, stable experience, Cursor Pro at $20/month is excellent. Both will save you 10+ hours per week.

The $50/month Stack (Pro Solo Founder)

At $50/month, you're running a professional, production-ready operation. Here's the complete stack:

Cursor Pro or Google Antigravity
Cursor Pro or Google AntigravityAI Coding

Cursor Pro: Unlimited | Google Antigravity: Free (preview)

$20 or Free
Next.js 16
Next.js 16Framework

Open source, React framework

Free
shadcn/ui + Tailwind
shadcn/ui + TailwindUI Components

Copy-paste components

Free
Supabase Pro
Supabase ProDatabase + Auth

8GB DB, daily backups, no pausing, auth

$25/mo
Vercel Hobby
Vercel HobbyHosting

100GB bandwidth, cron jobs

Free
Resend
ResendEmail

3,000 emails/month

Free
Stripe
StripePayments

2.9% + 30ยข per transaction

Free
PostHog
PostHogAnalytics

1M events, session replay, feature flags

Free
Sentry
SentryError Monitoring

5K errors/month

Free
GitHub
GitHubVersion Control

Unlimited repos, CI/CD

Free

๐Ÿš€ Total Cost: $25-45/month

Production-ready with room to scale to 10K+ users.

What Supabase Pro unlocks: 8GB database, 100GB storage, daily backups, and no project pausing. This is critical โ€” free tier projects pause after 7 days of inactivity, which can break your app for users.

AI Coding Assistants: The Solo Founder's Superpower

In 2026, AI coding tools are non-negotiable for solo founders. They can 2-5x your development speed. Here's how they compare:

Cursor

Cursor

$0 Free / $20 Pro
โญ Our Pick

Built specifically for AI-first coding. The composer feature lets you describe features in plain English and generates entire components. Best for solo founders who want maximum productivity.

Google Antigravity

Google Antigravity

$0 Free (Public Preview)

Google's agent-first IDE with access to Gemini 3 Pro, Claude 3.5, and GPT models. Extremely generous free tier during public preview with unlimited completions and agent workflows. Great for those wanting cutting-edge AI without paying.

Claude Code

Claude Code

$20/mo (via Claude Pro)

Anthropic's agentic coding tool. Runs in your terminal, understands entire codebases, can execute commands autonomously. Best for complex refactoring and multi-file changes. Requires Claude Pro subscription.

GitHub Copilot

GitHub Copilot

$10/mo Individual

The original AI coding assistant. Great inline completions, works in any editor. Best for those already deep in the GitHub ecosystem.

Windsurf

Windsurf

$10/mo

Codeium's AI IDE with 'Cascade' agent that can make multi-file changes. Good alternative to Cursor at a lower price point with generous free tier.

๐Ÿ†“ Best Free Options for Solo Founders

  • โ€ข Google Antigravity โ€” Generous free tier with multiple AI models during public preview
  • โ€ข Cursor Free โ€” 2,000 completions/month, good for starting out
  • โ€ข Windsurf Free โ€” Unlimited basic completions

Our recommendation: Try Google Antigravity first (free during public preview). If you prefer a more stable experience, start with Cursor free tier then upgrade to Pro. For terminal-based workflows, Claude Code is excellent but requires the $20/mo Claude Pro subscription.

No-Code Options for Non-Technical Founders

Not a developer? No problem. These tools let you build real products without writing code:

Framer

Framer

Build beautiful, responsive websites with no code. Great for landing pages, portfolios, and marketing sites. Starts at $5/mo for a single site.

Best for: Landing pages
Lovable

Lovable

AI-powered app builder. Describe what you want, and it generates a full React app. Amazing for MVPs and prototypes.

Best for: AI-generated MVPs
Bolt.new

Bolt.new

Browser-based AI app builder from StackBlitz. Generate, edit, and deploy apps instantly. No local setup required.

Best for: Quick prototypes
Bubble

Bubble

Full-featured no-code platform for building complex web apps. Steeper learning curve but very powerful. Free tier available.

Best for: Complex apps

Automation: Work Smarter, Not Harder

As a solo founder, automation is your secret weapon. These tools handle repetitive tasks so you can focus on building:

โšก

Zapier

$0-29/mo โ€” Connect 6,000+ apps. Easy to use but gets expensive at scale.

๐Ÿ”ฎ

Make.com

$0-16/mo โ€” More powerful than Zapier, better pricing for complex workflows.

๐Ÿ› ๏ธ

n8n

$0 self-hosted โ€” Open-source automation. Free if you host it yourself on Railway or Render.

Our recommendation: Start with Make.com's free tier (1,000 operations/month). It's more powerful than Zapier's free tier and cheaper when you scale.

Our Final Recommendations

๐Ÿ†“ If you're just starting (MVP phase)

Use the $0 stack. Validate your idea before spending money. Every tool mentioned has a generous free tier that's genuinely usable.

๐Ÿ’ฐ If you're generating revenue (Growth phase)

Invest in Cursor Pro ($20/mo). It will save you more time than any other tool. Keep everything else on free tiers until you hit limits.

๐Ÿš€ If you're scaling (Scale phase)

Upgrade to Supabase Pro ($25/mo) for database reliability and backups. Consider Vercel Pro if you need more bandwidth or team features.

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