What is App Stack Builder?

App Stack Builder is a free AI-powered tool that helps founders and developers choose the right tech stack for their projects based on budget, app type, team size, and skill level.

What is the best tech stack for SaaS in 2026?

The best tech stack for SaaS in 2026 typically includes Next.js 16 for frontend, Supabase for database and auth, Vercel for hosting, Stripe for payments, and PostHog for analytics. App Stack Builder can generate a personalized recommendation based on your specific budget and requirements.

Is App Stack Builder free to use?

Yes, App Stack Builder is completely free to use. You can generate unlimited tech stack recommendations without any cost.

What types of apps can I build with the recommended stacks?

App Stack Builder supports various app types including SaaS applications, web apps, mobile apps, e-commerce stores, internal tools, and AI/ML products.

How much does a SaaS tech stack cost per month?

A modern SaaS tech stack can cost anywhere from $0-50/month for bootstrapped startups using free tiers, $100-300/month for growth-stage startups, to $500+/month for enterprise-ready infrastructure. App Stack Builder helps you find the best tools within your specific budget.

What is the best tech stack for solo founders?

For solo founders, we recommend Next.js + Vercel (free), Supabase (free tier), Supabase Auth (free), Stripe (pay as you go), and Plausible or PostHog for analytics. This stack can run your entire SaaS for under $50/month.

Can I export my tech stack recommendations?

Yes, you can export your tech stack recommendations as a PDF document or copy them to your clipboard. You can also share a link to your stack with others.

Razorpay vs Stripe: Which is Better in 2026?

Name: App Stack Builder
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Payment Gateway

Choosing between Razorpay and Stripe? Both are popular payment gateway tools. Below we compare them on pricing, free tiers, features, and pros & cons so you can pick the right fit for your stack.

Razorpay is for: Businesses selling to customers in India who need UPI, cards, netbanking, wallets and EMI in one gateway.

Stripe is for: Developers who want card and wallet payments through an API, with billing, tax and a merchant-of-record option from the same company.

Quick verdict

There’s no single winner; pick on your constraint. Choose Razorpay if your customers mostly pay in India. Choose Stripe if you want to build checkout and billing through an API.

Razorpay vs Stripe — Side by Side

	Razorpay	Stripe
Category	Payment Gateway	Payment Gateway
What it is	Payment gateway	Payments platform
Merchant of record	No	No by default; yes with Managed Payments (+3.5%)
Online card fee	2% platform fee (India) + 18% GST	2.9% + 30¢ (US)
Monthly fee	None	None
Built for	Businesses selling in India	Online businesses of any size
Pricing	Usage-based	Usage-based
Starting price	Pay-as-you-go	Pay-as-you-go
Free tier	—	—
Best for	Payment Gateway — India, UPI, payment gateway	Payment Gateway — payments API, developers, global cards

Pros & Cons

Razorpay

Built for UPI and Indian payment methods
No monthly fee
Rich payment methods
Good developer docs

Gateway, not merchant of record
India-focused
You handle tax compliance

Stripe

Cards, ACH and wallets through one API
No setup or monthly fees
Merchant of record available through Managed Payments

You handle sales tax unless you add Managed Payments (+3.5%)
International cards and currency conversion add fees
$15 per dispute

Key Features Compared

Razorpay

Standard: 2% platform fee across domestic methods, including UPI, RuPay, cards, netbanking and wallets
Corporate cards 2.15%; international cards up to 3%; international bank transfers 1%
GST of 18% applies to the platform fee
No setup fee, annual maintenance charge or refund fee

Stripe

US cards and wallets: 2.9% + 30¢ per successful transaction; +0.5% manually entered, +1.5% international, +1% currency conversion
ACH Direct Debit: 0.8%; Billing: 0.8% of billing volume
Disputes: $15 per dispute
No setup or monthly fees on standard pricing
Managed Payments: Stripe becomes merchant of record for 3.5% on top of standard processing fees

Choose Razorpay if…

Your customers mostly pay in India.
You need UPI, netbanking and EMI as well as cards.
You want one flat platform fee across domestic methods.

Razorpay review & pricing

Choose Stripe if…

You want to build checkout and billing through an API.
You want to handle tax yourself now and add a merchant of record later.
You want cards, ACH and wallets from one account.

Stripe review & pricing

Frequently Asked Questions

Is Razorpay better than Stripe?⌄

There’s no single winner; pick on your constraint. Choose Razorpay if your customers mostly pay in India. Choose Stripe if you want to build checkout and billing through an API.

What is the difference between Razorpay and Stripe?⌄

What it is — Razorpay: Payment gateway. Stripe: Payments platform. Merchant of record — Razorpay: No. Stripe: No by default; yes with Managed Payments (+3.5%). Online card fee — Razorpay: 2% platform fee (India) + 18% GST. Stripe: 2.9% + 30¢ (US). Built for — Razorpay: Businesses selling in India. Stripe: Online businesses of any size.

Razorpay vs Stripe: which is cheaper?⌄

Razorpay pricing: Usage-based. Stripe pricing: Usage-based. Confirm current pricing on each tool's official site, as plans change.

When should I skip both Razorpay and Stripe?⌄

Skip Razorpay if you sell mostly outside India. Stripe and Paddle are built for global card payments. Skip Stripe if you want a merchant of record from day one at one flat rate. Paddle and Polar charge 5% + 50¢ with tax included.

Sources · tool facts checked November 2026