Payment Gateway

Razorpay vs Square: Which is Better in 2026?

Choosing between Razorpay and Square? Both are popular payment gateway tools. Below we compare them on pricing, free tiers, features, and pros & cons so you can pick the right fit for your stack.

Quick verdict

Both Razorpay and Square are strong payment gateway choices. The right pick comes down to your specific feature needs, existing stack, and team preferences.

Razorpay vs Square — Side by Side

RazorpaySquare
CategoryPayment GatewayPayment Gateway
PricingFreeFree · paid from $49/mo
Starting priceFree tier availableFree tier available
Free tier
Best forPayment Gateway — gateway, indiaPayment Gateway — pos, in-person

Pros & Cons

  • Best-in-class for India/UPI
  • No monthly fee
  • Rich payment methods
  • Good developer docs
  • Gateway, not merchant of record
  • India-focused
  • You handle tax compliance
  • Great for in-person + online
  • No monthly base fee
  • Hardware ecosystem
  • Easy setup
  • Online card fees higher than Stripe
  • Less developer-centric

Choose Razorpay if…

you want a free tier to start, and Razorpay Leading Indian payment gateway for accepting payments online — UPI, cards, wallets, and subscriptions.

Razorpay review & pricing

Choose Square if…

you want a free tier to start, and Square All-in-one payments for in-person and online — POS hardware, invoicing, and a free plan.

Square review & pricing

Frequently Asked Questions

Is Razorpay better than Square?

Both Razorpay and Square are strong payment gateway choices. The right pick comes down to your specific feature needs, existing stack, and team preferences.

What is the difference between Razorpay and Square?

Razorpay — Leading Indian payment gateway for accepting payments online — UPI, cards, wallets, and subscriptions. Square — All-in-one payments for in-person and online — POS hardware, invoicing, and a free plan. Both are payment gateway tools; the comparison table above breaks down pricing, free tiers, and what each is best for.

Razorpay vs Square: which is cheaper?

Razorpay pricing: Free. Square pricing: Free · paid from $49/mo. Confirm current pricing on each tool's official site, as plans change.

See more options in our guide to the best payment gateway tools for startups.

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