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Razorpay: Pricing, Features & Alternatives

Razorpay is India's leading payment gateway, letting businesses accept cards, UPI, netbanking, and wallets with subscriptions, payment links, and a payouts suite. It's a gateway (not a merchant of record), so you own invoicing and tax compliance. Domestic fees are around 2% + tax.

Category

Payment Gateway

Pricing

Pay-as-you-go

Free tier

No

Best for

Payment Gateway — gateway, india

Razorpay Pricing Plans (2026)

PlanPrice
StandardPopularNo monthly fee · ~2% + tax per transaction

Pricing summary: Usage-based. Always confirm current pricing on the official site.

Key Razorpay Features

  • UPI, cards, netbanking, wallets
  • Subscriptions & payment links
  • Payouts & invoicing
  • Strong India coverage

Pros

  • +Best-in-class for India/UPI
  • +No monthly fee
  • +Rich payment methods
  • +Good developer docs

Cons

  • Gateway, not merchant of record
  • India-focused
  • You handle tax compliance

Best Razorpay Alternatives

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Razorpay Compared

Razorpay FAQ

What is Razorpay used for?

Razorpay is a payment gateway tool. Leading Indian payment gateway for accepting payments online — UPI, cards, wallets, and subscriptions.

Is Razorpay free?

Razorpay does not offer a permanent free tier.

How much does Razorpay cost?

Razorpay uses usage-based (pay-as-you-go) pricing — see the official pricing page for current rates.

What are the best Razorpay alternatives?

Popular Razorpay alternatives include PayPal / Braintree, Stripe, Chargebee, Polar, Square. Compare pricing and features on our Razorpay alternatives page.

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