Step-by-Step GuideFeb 10, 202620 min read

How to Build a SaaS App from Scratch in 2026: Complete Step-by-Step Guide

From idea to production in 2–4 weeks. This guide walks you through building a production-ready SaaS using the most popular stack of 2026: Next.js, Supabase, Stripe, and Vercel.

What You'll Build

A full-stack SaaS with auth, database, payments, email, and analytics. Average time to ship MVP with this stack: 2–4 weeks. 85% of developers use AI coding tools daily (2025)—we recommend Cursor, Claude Code, or Google Antigravity to speed things up.

Framework
Framework
Next.js 16
UI
UI
Tailwind v4 + shadcn/ui
Database
Database
Supabase (PostgreSQL)
Auth
Auth
Clerk or Supabase Auth
Payments
Payments
Stripe
Email
Email
Resend + React Email
Analytics
Analytics
PostHog
Hosting
Hosting
Vercel
Errors
Errors
Sentry

Cost Breakdown

$0/mo
MVP

All free tiers: Next.js + Supabase Free + Vercel Hobby + Clerk Free + Stripe + Resend Free + PostHog Free

$25/mo
Production

Supabase Pro (8GB). Everything else still on free tiers.

$45/mo
Growth

Supabase Pro + Vercel Pro ($20/mo). Better limits and support.

$96/mo
Scale

Supabase Pro + Vercel Pro + Clerk Pro + Sentry Team. Ready for serious traffic.

1Define Your SaaS Idea

Validate before building. Use a landing page + waitlist approach. Ship a simple page that explains the product and captures emails. Tools like Framer ($4/mo) or a static site on Vercel work great. If you get signups, you have signal to build.

Framer
Framer — $4/mo landing pages
Vercel
Vercel — free static hosting

2Choose Your Tech Stack

Next.js + Supabase + Vercel is the most popular combo in 2026. Next.js is the #1 React framework (used by Netflix, TikTok, Hulu). Supabase has 80,000+ GitHub stars. TypeScript is used by 43.4% of professional devs (Stack Overflow 2025). Don't overthink it—pick a proven stack and ship.

Quick pick: App Stack Builder generates a personalized stack for your budget and app type. You can also browse prebuilt stacks for SaaS, solo founder, and more.

3Set Up Your Project

Create a new Next.js app with the App Router and Turbopack. Enable TypeScript strict mode. Then add shadcn/ui and configure Tailwind v4.

npx create-next-app@latest my-saas --typescript --tailwind --eslint --app --src-dir
cd my-saas
npx shadcn@latest init

In tsconfig.json, set "strict": true. Install components as needed: npx shadcn@latest add button card input.

Next.js
React

4Build Your Database

Create a Supabase project (free tier: 500MB, Pro: $25/mo for 8GB). Design your schema: users (or use auth.users), subscriptions, and your app-specific tables. Enable Row Level Security (RLS) on every table and write policies. Use migrations so your schema is versioned and reproducible.

  • Create project in Supabase dashboard
  • Add tables: e.g. subscriptions, workspaces
  • Enable RLS and create policies (e.g. users can only read their own rows)
  • Run migrations via SQL or Supabase CLI
Supabase
Supabase — PostgreSQL, 500MB free / 8GB on Pro

5Add Authentication

Use Clerk (free: 10K MAUs) or Supabase Auth (free). Set up OAuth with Google and GitHub. Protect routes with middleware.ts so unauthenticated users are redirected to sign-in.

Clerk
Clerk — 10K MAUs free
Supabase Auth
Supabase Auth — free

6Build Core Features

Use Server Components for data fetching and Server Actions for mutations. Validate forms with React Hook Form + Zod. Keep client components minimal; push logic to the server for better performance and security.

  • Server Components: fetch data in async components, no useEffect
  • Server Actions: form submissions and mutations with revalidation
  • React Hook Form + Zod: type-safe validation and good DX

7Add Payments with Stripe

Stripe has no monthly fee—you pay 2.9% + $0.30 per transaction. Set up Products and Prices in the Dashboard, create Checkout sessions for one-time or subscription flows, and handle checkout.session.completed and subscription webhooks. Store subscription status in your DB and gate features accordingly.

Stripe
Stripe — 2.9% + $0.30 per transaction, no monthly fee

8Set Up Email

Use Resend (free: 3,000 emails/month) with React Email for templates. Send welcome emails, password reset, and transactional emails via the Resend API. Verify your domain for better deliverability.

Resend
Resend — 3,000 emails/month free

9Add Analytics & Monitoring

PostHog gives you 1M events/month free for product analytics (funnels, retention, session replay). Sentry offers 5K errors/month free for error tracking. Add both early so you can fix issues and understand user behavior from day one.

PostHog
PostHog — 1M events/mo free
Sentry
Sentry — 5K errors/mo free

10Deploy to Production

Deploy to Vercel (free Hobby tier; Pro $20/mo). Connect your repo, set environment variables for Supabase, Stripe, Clerk, Resend, PostHog, and Sentry. Add a custom domain and configure DNS (e.g. CNAME to Vercel). Enable HTTPS—Vercel does this automatically.

Vercel
Vercel — free Hobby, Pro $20/mo

11Post-Launch Essentials

Add SEO basics: meta tags, Open Graph, a sitemap, and robots.txt. Keep monitoring PostHog and Sentry. Collect user feedback (in-app or email) and iterate. Stripe processes payments for millions of businesses—you're in good company; focus on product and distribution.

  • SEO: title, description, og:image, sitemap, robots
  • Monitoring: fix errors and watch key funnels
  • Feedback: simple survey or support channel
  • Iterate: ship small improvements regularly

Timeline: Week 1–4

Week 1: Idea + Stack + Project
  • Landing page or waitlist
  • Pick stack (e.g. Next.js + Supabase + Vercel)
  • Create Next.js app, shadcn/ui, Supabase project
Week 2: Data + Auth + Core
  • Database schema, RLS, migrations
  • Clerk or Supabase Auth, protected routes
  • First core features (Server Components + Actions)
Week 3: Payments + Email + Observability
  • Stripe products, checkout, webhooks
  • Resend + React Email (welcome, reset)
  • PostHog + Sentry
Week 4: Deploy + Polish
  • Vercel deploy, env vars, custom domain
  • SEO (meta, sitemap)
  • Smoke tests, feedback loop

Frequently Asked Questions

How long does it take to build a SaaS MVP?

With the stack above (Next.js, Supabase, Stripe, etc.) and AI coding tools, many teams ship an MVP in 2–4 weeks. It depends on scope and experience.

Can I build a SaaS for $0/month?

Yes. You can run on free tiers: Next.js + Vercel Hobby + Supabase Free + Clerk Free (or Supabase Auth) + Stripe (pay per transaction) + Resend Free + PostHog Free. You only pay when you exceed limits or add paid plans (e.g. Supabase Pro).

Why Next.js + Supabase + Vercel?

Next.js is the leading React framework with great DX and performance. Supabase gives you PostgreSQL, auth, and real-time in one place. Vercel is built for Next.js with zero-config deploys and preview URLs. Together they form the most popular combo for new SaaS in 2026.

Do I need to use TypeScript?

TypeScript is used by 43.4% of professional developers (Stack Overflow 2025). We recommend it for maintainability and fewer runtime errors. create-next-app supports it out of the box.

Clerk vs Supabase Auth?

Clerk has a polished UI and 10K MAUs free; great if you want minimal auth code. Supabase Auth is free and integrates tightly with your Supabase DB and RLS. Both support OAuth (Google, GitHub). Choose Clerk for best-in-class UX, Supabase Auth if you want everything in one backend.

How do I choose a stack for my budget?

Use App Stack Builder to get a personalized stack by budget and app type. You can also browse prebuilt stacks for SaaS, solo founder, and free-tier setups.

What AI coding tools help the most?

85% of developers use AI coding tools daily (2025). Cursor, Claude Code, and Google Antigravity are popular for writing and refactoring code. Use them for components, API routes, and migrations to move faster.

Get a Stack Tailored to Your Project

Not sure which tools fit your budget or use case? Generate a personalized stack or browse prebuilt SaaS stacks in one click.

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