--- title: "PayPal / Braintree vs Razorpay: Which is Better in 2026? | App Stack Builder" description: "PayPal / Braintree vs Razorpay compared for 2026: pricing, free tiers, features, pros & cons. See which payment gateway tool is the better fit for your startup." source: https://appstackbuilder.com/compare/paypal-braintree-vs-razorpay retrieved: 2026-11-06 --- ![](https://appstackbuilder.com/paypal.svg) vs ![](https://www.google.com/s2/favicons?domain=razorpay.com&sz=128) # PayPal / Braintree vs Razorpay: Which is Better in 2026? Payment Gateway Choosing between [PayPal / Braintree](https://appstackbuilder.com/tools/paypal-braintree) and [Razorpay](https://appstackbuilder.com/tools/razorpay)? Both are popular payment gateway tools. Below we compare them on pricing, free tiers, features, and pros & cons so you can pick the right fit for your stack. PayPal / Braintree is for: Businesses that want PayPal checkout alongside cards in one integration from PayPal. Razorpay is for: Businesses selling to customers in India who need UPI, cards, netbanking, wallets and EMI in one gateway. Quick verdict There’s no single winner; pick on your constraint. Choose PayPal / Braintree if you want PayPal checkout next to cards. Choose Razorpay if your customers mostly pay in India. ## PayPal / Braintree vs Razorpay: Side by Side | | PayPal / Braintree | Razorpay | | ------------------ | ----------------------------------------------------- | -------------------------------------------- | | Category | Payment Gateway | Payment Gateway | | What it is | Payment gateway from PayPal | Payment gateway | | Merchant of record | No | No | | Online card fee | Not confirmed on the vendor page | 2% platform fee (India) + 18% GST | | Monthly fee | Not confirmed on the vendor page | None | | Built for | Businesses that want PayPal checkout | Businesses selling in India | | Pricing | Usage-based | Usage-based | | Starting price | Pay-as-you-go | Pay-as-you-go | | Free tier | — | — | | Best for | Payment Gateway: PayPal checkout, cards, PayPal-owned | Payment Gateway: India, UPI, payment gateway | ## Pros & Cons ![](https://appstackbuilder.com/paypal.svg) [PayPal / Braintree](https://appstackbuilder.com/tools/paypal-braintree) * ✓PayPal checkout alongside cards in one integration * ✓Run by PayPal * ✓Enterprise plan with custom pricing * ✗You handle sales tax yourself (not a merchant of record) * ✗Custom rates require talking to sales ![](https://www.google.com/s2/favicons?domain=razorpay.com&sz=128) [Razorpay](https://appstackbuilder.com/tools/razorpay) * ✓Built for UPI and Indian payment methods * ✓No monthly fee * ✓Rich payment methods * ✓Good developer docs * ✗Gateway, not merchant of record * ✗India-focused * ✗You handle tax compliance ## Key Features Compared ### PayPal / Braintree * ✓Braintree is now sold as PayPal Braintree; braintreepayments.com/braintree-pricing redirects to PayPal’s fee page * ✓Cards and PayPal through one integration * ✓PayPal’s fee page blocks our fetch, so this entry carries no prices ### Razorpay * ✓Standard: 2% platform fee across domestic methods, including UPI, RuPay, cards, netbanking and wallets * ✓Corporate cards 2.15%; international cards up to 3%; international bank transfers 1% * ✓GST of 18% applies to the platform fee * ✓No setup fee, annual maintenance charge or refund fee ### Choose PayPal / Braintree if… * ✓You want PayPal checkout next to cards. * ✓You already use PayPal and want one vendor for cards too. [PayPal / Braintree review & pricing ](https://appstackbuilder.com/tools/paypal-braintree) ### Choose Razorpay if… * ✓Your customers mostly pay in India. * ✓You need UPI, netbanking and EMI as well as cards. * ✓You want one flat platform fee across domestic methods. [Razorpay review & pricing ](https://appstackbuilder.com/tools/razorpay) ## Frequently Asked Questions Is PayPal / Braintree better than Razorpay?⌄ There’s no single winner; pick on your constraint. Choose PayPal / Braintree if you want PayPal checkout next to cards. Choose Razorpay if your customers mostly pay in India. What is the difference between PayPal / Braintree and Razorpay?⌄ What it is. PayPal / Braintree: Payment gateway from PayPal. Razorpay: Payment gateway. Online card fee. PayPal / Braintree: Not confirmed on the vendor page. Razorpay: 2% platform fee (India) + 18% GST. Monthly fee. PayPal / Braintree: Not confirmed on the vendor page. Razorpay: None. Built for. PayPal / Braintree: Businesses that want PayPal checkout. Razorpay: Businesses selling in India. PayPal / Braintree vs Razorpay: which is cheaper?⌄ PayPal / Braintree pricing: Usage-based. Razorpay pricing: Usage-based. Confirm current pricing on each tool's official site, as plans change. When should I skip both PayPal / Braintree and Razorpay?⌄ Skip PayPal / Braintree if you want published, self-serve card pricing. Stripe lists 2.9% + 30¢ for US cards. Skip Razorpay if you sell mostly outside India. Stripe and Paddle are built for global card payments. Sources · tool facts checked November 2026 1. 1.[PayPal Braintree feespaypal.com ](https://www.paypal.com/us/enterprise/paypal-braintree-fees) 2. 2.[Razorpay pricingrazorpay.com ](https://razorpay.com/pricing/) See more options in our guide to the [best payment gateway tools for startups](https://appstackbuilder.com/categories/payments). ## Still not sure which to pick? Get a free, AI-powered tech stack, including the best payment gateway pick for your budget and team, in 60 seconds. [Build my stack free ](https://appstackbuilder.com/build-stack)